Hope that I will not get any kind of virus !
This is not like hope to strike 4D / Toto thing where it comes
by a random chance. This virus attacks can and will only minimized
when you are equipped with the knowledge on how do they spread
(Just dont run / open anything you dont know and you are safe) and
how to deal with it if such things happens [Which is damn
unavoidable, unless you are a Mac / Linux etc alternative OS to
Windows where viruses are rare, but theoritically possible with few
examples].
One thing to note is that openBVE do run on these alternative OS
too, but without plugin support until the recent development 1.29.X
is released in public (Non development) as they are going to change
the plugin to become .NET platform and all these alternate OS can
use mono to run them. So you dont miss BVE if you
depart Windows.
The other thing to note is try not to use Administrator on
Windows [Unless you know what you are doing]. Talking is easy, but
seriously, my Windows 7 account is an admin. Well, if XP, chances
are using Limited / Non-admin is that certain basic things dont run
[As part of Windows traditon] but virus usually also cannot run,
system is 'safe' and hence nobody in the right mind will NOT use
non-Admins, except coporate environment in office or school etc.
For Vista or above, Admin is pretty ok because under default
setting, you are gonna to be prompted in UAC, so at least you get
notified on what is something trying to do. [And of course you must
be alert]